Privacy Policy

Privacy Policy

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Privacy Policy

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Privacy Policy

This Privacy Policy describes the terms of our commitment to your privacy.

– IMPORTANT — PLEASE READ

1. What We Do

InstantInsuranceQuotesOnline.com works to educate consumers about insurance and connect them with various insurance agents and marketplaces based on their application. InstantInsuranceQuotesOnline.com is not themselves an insurance agency and does not provide quotes to consumers.

After consumers submit their Zip Code via our web site, InstantInsuranceQuotesOnline.com presents them with a local listing of agents or carriers who could meet their insurance needs. Your Zip Code submission helps our partners match you up with the agents or carriers who service your Zip Code.

2. Collecting Information

Currently, InstantInsuranceQuotesOnline.com does not collect any personal information from you, only your Zip Code to provide your insurance agent or carrier matches. This privacy policy will be updated accordingly in the event that we do decide to collect personal information to service your insurance shopping needs.

In the future, if it’s in the best interests of our insurance shopping audience to do so we may decide to collect personally identifiable information, including but not limited to, the quote application, other online forms, email communication and customers feedback. This information may include financial, health-related or other sensitive information. Other than as set forth in this privacy policy or by given permission from you to do so, we will not sell or disclose your personal information to third parties in the event of personal information collection from you.

The insurance companies featured on our site, however, will need to collect information to provide you an accurate quote or when renewing your policy. This is accomplished a number of ways including your online form submission when you leave our site to visit theirs, by contacting you directly or by using a third party service. Types of third party services may include, but are not limited to, consumer reports, credit companies, and DMV records.

InstantInsuranceQuotesOnline.com and its partners may also collect information via “cookies” and/or through other technology (ip address, web bugs, pixels, etc.) to enhance all aspects of the website including the consumer experience, the application and/or any communication. Our partners may also use tracking technology by or through our website. InstantInsuranceQuotesOnline.com is not responsible or liable for any tracking, data collection or other third party activities.

3. Information usage

InstantInsuranceQuotesOnline.com uses your Zip Code collected for a variety of purposes in the course of business. Examples include, but are not limited to, using the information collected to call up your local insurance providers, analyze customer trends on our website or send you additional opportunities/offers from our partners.

Once you complete your selected insurance agent and/or carrier contact form after leaving our site for your quote, they may contact you via email, postal mail, phone or other means of communication in order to complete the application process and sell you an insurance policy. To stop these communications, you will need to contact the agents directly and request that they stop contacting you. We are not liable or responsible if these partners violate our privacy policy or their own privacy policy.

4. Opt Out Information

You may be contacted via email or postal mail regarding special offers, opportunities or other promotions. If you would not like to receive future promotional and marketing material, you can opt out of the communication by sending an email to InstantInsuranceQuotesOnline.com or by contacting us via postal at address listed below. However, opting out of receiving promotional materials will not prevent us from contacting you, by email or other communications, regarding your current or past relationship with us, including information about your insurance policy.

Mailing Address:

Inquiries

Free Insurance Information Centers
D/B/A Instant Insurance Quotes Online
www.InstantInsuranceQuotesOnline.com
715 East Interstate Avenue, No. 35
Bismarck, ND 58503-1184

5. Security

In the event that we do collect information in the future, we will take all reasonable security precautions to protect any information stored on our site. However, we cannot guarantee that any information stored on our server, or transferred to our partners, will be completely protected from unauthorized access. InstantInsuranceQuotesOnline.com is not liable or responsible for any theft, loss, unauthorized access or any other interception of the data or other communications. By using InstantInsuranceQuotesOnline.com, you understand and agree to assume these risks.

6. Changes to Privacy Policy

InstantInsuranceQuotesOnline.com, at its sole discretion, may change the privacy policy at any time in manner consistent with laws and regulations. Please visit the privacy policy from time to time to learn about any changes.

7. Disputes

As part of the consideration that InstantInsuranceQuotesOnline.com requires of you to view, use, or interact with this site, you agree to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising out of or relating to the use of InstantInsuranceQuotesOnline.com to obtain insurance quotes from insurance agents and/or other appropriately licensed legal entities, including solicitation issues, privacy issues, and terms of use issues. Arbitration shall be conducted pursuant to the rules of the American Arbitration Association, which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of InstantInsuranceQuotesOnline.com.
In no case shall you have the right to go to court or have a jury trial. You will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator?s decision will final and binding with limited rights of appeal. The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

8. Jurisdiction and Venue

If any matter concerning your use of InstantInsuranceQuotesOnline.com shall be brought before a court of law, pre- or post-arbitration, you agree to that the sole and proper jurisdiction to be the state and city declared in the contact information of InstantInsuranceQuotesOnline.com unless otherwise here specified. Bismarck, Burleigh County, North Dakota. In the event that litigation is in a federal court, the proper court shall be the closest federal court to InstantInsuranceQuotesOnline.com’s address.

9. Applicable Law

You agree that the applicable law to be applied shall, in all cases, be that of the state of InstantInsuranceQuotesOnline.com’s owner(s).

10. Acceptance of Privacy Policy

By filling out the application and providing your information, you acknowledge you have read, understand and agree to InstantInsuranceQuotesOnline.com privacy policy. If you have any questions about the privacy policy, you can contact us at:

Inquiries

11. Last Update

This Privacy Policy was last updated on:

March 15, 2018

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It could mean all the difference between coverage and the inability to meet potential legal obligations normally covered by the appropriate insurance policy, which could be financially devastating depending on one’s current circumstances.

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